Sr. Engineer I

Why TrueML?

TrueML is a mission-driven financial software company that aims to create better customer experiences for distressed borrowers. Consumers today want personal, digital-first experiences that align with their lifestyles, especially when it comes to managing finances. TrueML’s approach uses machine learning to engage each customer digitally and adjust strategies in real time in response to their interactions.

The TrueML team includes inspired data scientists, financial services industry experts and customer experience fanatics building technology to serve people in a way that recognizes their unique needs and preferences as human beings and endeavoring toward ensuring nobody gets locked out of the financial system.

As a Senior Engineer I on the Consumer Payment Portal team, you will be a core architect of the digital interface that empowers consumers to resolve their financial obligations with ease and dignity. This isn’t just a standard transaction engine; it is a high-concurrency, user-centric payment ecosystem. You will collaborate directly with our UX and Payments teams to bridge the gap between complex backend services and a flawless web interface.

Your primary goal is to introduce innovative payment workflows—like flexible scheduling and alternative payment methods—while championing code maintainability, managing technical debt, and executing long-term technical roadmaps.

What You’ll Do:

• Shape the Consumer Experience: Partner cross-functionally with UX and Payments teams to design, build, and maintain a seamless, accessible front-end web experience that removes friction from the payment process.
• Architect Modern Workflows: Develop and extend cutting-edge features, including alternative payment integrations and flexible scheduling models, to give consumers personalized options that suit their financial realities.
• Own the Initiative Lifecycle: Take full end-to-end technical responsibility over complex, long-term product features, from initial scoping with Product Management to production delivery and post-launch stewardship.
• Drive Technical Strategy: Translate high-level business and product requirements into elegant, documented technical implementations, contributing directly to the team’s engineering roadmap.
• Champion Engineering Excellence: Write high-quality, highly maintainable code across our streaming architectures and microservices, leading by example through constructive, detailed feedback in code reviews.
• Conquer Technical Debt: Proactively identify, prioritize, and record structural inefficiencies within the codebase, planning and executing clear paths to systematically resolve tech debt.
• Multiply Team Impact: Mentor and level up fellow engineers through pair-programming and active knowledge sharing, while supporting a healthy team balance to prevent overwork and burnout.
• Guard System Reliability: Predict potential system breaking points, implement robust automated testing, and participate in an on-call rotation to maintain the exceptional uptime of your team’s domain.

Who You Are:

• A Proven Full-Stack Builder: You bring 5+ years of professional software engineering experience with deep, hands-on proficiency in Golang and React.
• UX-Fluency: You have a strong, empathetic understanding of front-end engineering and user experience patterns, knowing how to build interfaces that are as performant as they are intuitive.
• A Systems Thinker: You possess a mature understanding of microservices, distributed systems, data modeling, and A/B testing paradigms, allowing you …